Checking Accounts

Welcome to Checking made easy!

What kind of checking account should you choose? At MCBank, we offer a wide array of accounts—with one that’s sure to be perfect just for you! From easy, everyday checking to high-value accounts loaded with benefits, our accounts are tailored with you in mind. Plus, we offer special accounts for youth, active military families and adults age 62+.

Want more details? Give us a call or stop by your nearest location and we’ll be glad to help!

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Easy Checking Account

  • $50.00 minimum deposit to open
  • No monthly service charge
  • No monthly minimum balance
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • No charge for first basic/single check order

Open An Account

Star Checking Account (Military & Seniors 62+)

  • $50.00 minimum deposit to open
  • No monthly service charge
  • No monthly minimum balance
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • No charge for basic/single check orders for life of account

Open An Account

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Student Checking Account (Up to Age 25)

  • $50.00 minimum deposit to open
  • No monthly service charge
  • No monthly minimum balance
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
  • No charge for basic/single check orders for life of account

Open An Account

MCBank Club Checking

  • $50.00 minimum deposit to open
  • $10.00 monthly insurance fee which provides customers the following security benefits:
    • $20,000.00 Accidental Death & Dismemberment Insurance (individual)
    • $1,500.00 Dependent Children Accidental Death & Dismemberment Coverage
    • $100,000.00 Common Carrier Insurance
    • CyberScout ® – Lifestages- Identity Theft 911
    • Cellular Telephone Protection
    • Roadside Assistance
    • Unlimited check writing
    • No charge for personalized basic safety checks
    • No charge for first year rental of safe deposit box
    • No charge for up to five money orders & cashier’s checks per month
    • No ATM fees for withdrawals from bank-owned ATMs
    • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)

Open An Account

Super Now Account

  • $1,000.00 minimum deposit to open
  • Interest bearing account
  • Interest rate and annual percentage yield may change at bank’s discretion
  • Interest will be compounded and credited to the account every monthly statement cycle
  • $10.00 service charge if the lowest balance during the monthly cycle is below $1,000.00
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
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  • MCBank Club Option available for an additional $10.00 monthly insurance fee which provides customers the following benefits:
    • $20,000.00 Accidental Death & Dismemberment Insurance (individual)
    • $1,500.00 Dependent Children Accidental Death & Dismemberment Coverage
    • $100,000.00 Common Carrier Insurance
    • CyberScout ® – Lifestages- Identity Theft 911
    • Cellular Telephone Protection
    • Roadside Assistance
    • Unlimited check writing
    • No charge for personalized basic safety checks
    • No charge for first year rental of safe deposit box
    • No charge for up to five money orders & cashier’s checks per month
    • No ATM fees for withdrawals from bank-owned ATMs
    • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)

Open An Account

Money Market Account

  • $1,000.00 minimum deposit to open
  • Interest bearing account
  • Interest rate and annual percentage yield may change at bank’s discretion
  • Interest will be compounded and credited to the account every monthly statement cycle
  • $10.00 service charge if the lowest balance during the monthly cycle is below $1,000.00

Open An Account

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Health Savings Account

  • No minimum deposit to open
  • $3.00 service charge if the lowest balance during the monthly cycle is below $5,000.00
  • Interest bearing account
  • Interest rate and annual percentage yield may change at bank’s discretion
  • Interest will be compounded and credited to the account every monthly statement cycle
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)

Open An Account

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